For the frequent flyers, travel layovers or waiting periods can be hectic. Whether you are traveling for work, vacation, or emergencies, the waiting period should be comfortable to make your journey comfortable. All the airports have airport lounge facilities, which offer premium spaces, food, and other facilities until your next flight. You can enjoy this lounge facility with your Airport Lounge Access Credit Card.
Here we will provide you with all the details related to lounge access credit cards.
What is an Airport Lounge Access Credit Card?
The Airport Lounge access credit card provides you with complimentary or discounted access to the airport lounge while traveling either domestically or internationally. Various banks or financial institutions offer these cards in partnership with card networks such as Visa, MasterCard, American Express, etc. The lounge access is provided depending on the category of the card (Platinum, Signature, World, etc).
Benefits of Having an Airport Lounge Access Credit Card
Here are the major benefits of airport lounge access credit cards:
- Free Lounge Entry: The credit card provides 2-12 complimentary airport lounge entries every year.
- Global Access: If you have a premium card, you can get lounge access internationally, including Priority Pass or Loungekey.
- Comfortable Waiting: You also get highly comfortable spaces, high-speed wi-fi, food, drinks, and charging points.
- Travel Facilities: The cardholders get travel insurance, lost luggage protection, etc.
- Best for Work: If you need to attend any meeting during your waiting time, you will get a good, quiet space.
Eligibility for Lounge Access Credit Cards
If you are planning to apply for an airport lounge access credit card, you must meet the following eligibility criteria.
- Your age must be between 21 to 60 years.
- The minimum monthly income should be more than Rs. 25,000.
- Your credit score should be above 650 to ensure approval.
- You must be a salaried or self-employed professional.
How to Apply for an Airport Lounge Access Card?
You can easily apply for the Airport Access Lounge credit card by following the steps below:
1. Compare Card Options
The very first step for buying an airport lounge access credit card is to compare the various banks and choose the one that suits you. You must consider the number of domestic or international lounge entries available, Annual charges, rewards, and other benefits.
2. Visit the Official Portal of the Bank or go to the Branch
After you have selected the bank, you need to visit the branch or web portal. With the online application process, you can get quick approvals.
3. Fill Application Form
You need to fill out the application form for the airport lounge access credit card with all the required details.
4. Attach all the Documents
If you are applying offline, attach copies of all the required documents. For the online process, upload scanned copies of all the documents.
5. Verification, Approval, and Activation
The bank will verify your form and approve your application if everything seems to align with the eligibility criteria. You will get the card within 7-10 working days. After receiving the card, you have to activate it on the bank’s app.
| Read more: 5 Best Travel Credit Cards in India
Documents Required for Airport Lounge Access Credit Card
The documents that you need to submit to the bank for the airport lounge access credit card are:
- PAN card
- Aadhaar Card or Passport
- Salary Slips or Bank Statements
- Passport-sized colored recent Photograph
Conclusion
Airport Lounge access credit card is very easy to apply for with an online application on the bank’s official website. You will get instant approvals and enjoy lounge access internationally. You can compare the various banks’ credit cards, such as HDFC Regalia, SBI Elite Card, etc., to apply.
