Union Bank of India Net Banking
The Union Bank of India provides a range of banking services, including the Union Bank of India net banking facility. This Union Bank of India internet banking platform is designed to enable customers to conveniently access their accounts and banking features from any location and at any time.
With Union Bank of India net banking, customers can conduct various online transactions, check their account balances, request a Chequebook, and fulfill other banking requirements online. To avail of these services, customers must first register for Union Bank of India’s online offerings.
Also read: Benefits of using a Mobile Net Banking App
Services Provided By Union Bank of India Net Banking
Union Bank of India net banking offers a wide array of the following services:
- Users can easily view the transaction activity in their savings accounts.
- Users can also download and view their account e-statements conveniently on their laptops or phones.
- Union Bank of India net banking registration facilitates electronic fund transfers both within and outside the bank. This includes services like NEFT and RTGS for electronic money transfers.
- Union Bank of India internet banking account holders have the convenience of accessing their accounts from any part of the world, 24*7.
- Users can also make direct and indirect tax payments through the UBI internet banking platform.
- Lastly, Union Bank of India Internet Banking allows for convenient online ticket bookings and bill payments. This ensures a seamless and efficient banking experience for customers.
- Users can easily apply for new credit or debit cards through Union Bank of India internet banking.
- Investing in mutual funds, FD accounts, and creating demat accounts online also becomes convenient with Union Bank of India online net banking.
Types of Net Banking Provided by Union Bank of India
There are two types of Union Bank of India online net banking services:
1. Retail Banking
This service is tailored for the general public, providing benefits like consumer deposits and mortgages.
2. Corporate Banking
This service caters to small and large corporate organizations, focusing on business needs such as hiring, expansion, and more.
Union Bank of India Net Banking Registration
Anyone with a Union Bank account can apply for Union Bank of India internet banking. There are three main ways users can register for UBI Net Banking services.
1. Using a Debit card
If you have a debit card, you can establish your User ID and password through the Self User Creation system on Union Bank’s official net banking website.
2. Without using a debit card
If you do not have a debit card, you can still create your User ID and password without visiting the bank using the Self User Creation system. In this scenario, choose the ‘register without an ATM card’ option.
However, please note that you will only have access to non-financial services, such as viewing account details, and won’t be able to perform transactions via net banking.
3. For corporate users
For corporate users, a visit to the home branch is necessary. You must complete the Union Bank Net-banking Application Form and await activation.
Union Bank of India Net Banking Registration Process
There are two primary methods of Union Bank of India net banking registration:
- Online registration
- Offline registration
1. Online Method to Register (UBI Internet Banking)
The following step-by-step procedure guide to register for Union Bank of India Internet Banking:
Step 1: Visit the official Union Bank of India portal (https://www.unionbankonline.co.in/) for the Union Bank of India net banking login. Click on the ‘Retail Login’ button. For corporate users, select ‘Corporate Login’.
Step 2: Choose the ‘new user’ option on the next page.
Step 3: Provide your registered phone number, account number, customer ID, and email ID. Click ‘Submit’.
Step 4: An OTP will be sent to the phone number of your registration. Enter the OTP and click ‘Proceed’.
Step 5: Set a new password and confirm it. A pop-up will confirm your successful registration.
2. Offline Method to Register (UBI Internet Banking)
Check the below steps to register offline:
- Visit the nearest Union Bank of India branch for the offline approach to the Union Bank of India net banking registration process.
- Complete the application form and then attach your ID and address proof.
- Submit the form, and the bank will process your Internet banking request.
- You will receive a user ID and password after successful verification.
- Union Bank Net Banking services will be activated within 24 hours.
Union Bank of India Net Banking Login Process
For both retail and UBI corporate net banking users, here’s how you can do the net banking Union Bank of India login:
Step 1: Visit Union Bank’s net banking portal at https://www.unionbankonline.co.in/.
Step 2: Click the login button at the top-right corner. Choose between ‘Retail Login’ or ‘Corporate Login’.
Step 3: Review the security guidelines on the next page. Then, click ‘Continue to Login’ to proceed.
Step 4: Enter your customer ID and password on the next page. Retail users should input their Union Bank Retail Net Banking or Personal Banking ID and the password they created during registration. UBI Corporate net banking users should provide their corporate ID and password for login.
Step 5: Click ‘Login’ after entering the required details.
Following this method, you can easily proceed with your UBI net banking login.
How to Reset Union Bank of India Net Banking Password?
If a user forgets their net banking password and is unable to use the Union Bank of India net banking, they can follow these steps to reset it:
- Go to the Union Bank of India internet banking page.
- Click on “Create New Password/Forgot Password.” This will redirect you to a new page.
- Enter your Login ID and bank account number for the Net Banking Union Bank of India login. Then, click ‘Continue’.
- On the next screen, provide your Union Bank Debit Card Number, ATM PIN, and Registered phone number. Click ‘Continue’.
- Enter the OTP that you will get on your registered mobile number.
- In the next step, you’ll be prompted to create a new Union Bank of India net banking login and transaction password. Confirm the password once it’s created.
The Process to Transfer Funds via Union Bank of India Internet Banking
You can follow these steps to conveniently transfer funds using the Union Bank of India net banking.
- Visit the official Union Bank of India website at https://www.unionbankonline.co.in/.
- You’ll need to do the Union Bank of India net banking login. Click on ‘Retail Login’ (For business accounts, select ‘Corporate Login’).
- Input your user ID and password, then click ‘Login’.
- Click on ‘Transaction’.
- Select ‘Beneficiary Management’.
- Fill in the required details, including account number and IFSC, then click ‘Continue’.
- Choose ‘Fund Transfer & Payments’ based on your preference.
- Enter the transaction password and OTP, then click ‘Confirm Details’.
- Select the account from the ‘Pay from Account’ and ‘Personal payees’ drop-down menus.
- Enter the amount, transaction type (NEFT/RTGS), and any remarks (if applicable).
- Input the OTP received and click ‘Confirm Payment’.
What are the Transactions Limits under UBI Net Banking?
1. NEFT
To use NEFT services, Union Bank of India customers need to provide:
- The Indian Financial System Code (IFSC) of the recipient branch.
- The beneficiary’s name.
- The beneficiary’s account number.
- Fund Transfer Timings:
NEFT fund transfer details and timings:
- Weekdays: 8 a.m. to 6:30 p.m.
- 1st and 3rd Saturdays: 8 a.m. to 6:30 p.m.
- Sundays: NEFT transfers not available.
2. IMPS
IMPS remittances can be made any day, even on Sundays. Bulk fund transfers should be processed before 6 p.m. for beneficiaries to receive funds on the same or the following day.
3. NEFT and RTGS Charges
For NEFT and RTGS charges, please refer to the official Union Bank of India website.
How to Pay Credit Card Bills Using Union Bank of India Internet Banking?
To pay your credit card bill using Union Bank of India Net banking, follow these steps:
- Register and do the UBI net banking login to access various services, including credit card bill payment.
- You can log in using your user ID and password to link your credit card using your ATM PIN.
- Once logged in, click on the ‘Credit Card Payment’ option under ‘Net Banking’ to make the payment.
Process to Open a Savings Account with UBI Online
Opening a savings bank account using the Union Bank of India net banking is a wise decision. This will be a short process since you already have the Union Bank of India net banking registration in place.
You can follow these steps to open a savings account:
- Install the ‘Union Selfie & M-passbook’ app on your Android smartphone.
- Take a selfie for identification purposes.
- Scan your PAN card and Aadhaar card.
- An account number will be generated instantly.
- Visit the bank branch with your original documents to activate your account.
- Alternatively, fill out the online form on the Union Bank savings account page.
- Once received, visit the branch for additional verification.
- To avail of tablet banking services, give a missed call to 922-300-9696 for a representative visit.
Opening Saving Account Offline
For offline account opening, visit the nearest Union Bank of India branch with originals and copies of your KYC documents.
Assistance for Union Bank of India Internet banking
For any issues with Union Bank of India Internet banking or the Union Bank of India Net Banking login process, customers can seek assistance through the following methods:
Call the 24×7 Call Centre to reset the password and dispatch a new one.
Send an email to ebanking@unionbankofindia.com or internetbanking@unionbankofindia.com to receive fresh passwords via speed post or courier. This is a fast way to get any assistance in regards to your Union Bank of India internet banking.
Conclusion
In conclusion, Union Bank of India’s Internet Banking is a powerful tool that empowers customers with convenient access to the various benefits of their banking services. With features like fund transfers, bill payments, and account management available at the click of a button, it simplifies financial transactions and enhances efficiency. You can easily access all these features with an easy Union Bank of India net banking login.
The robust security measures provide customers with confidence in their online banking experience. However, users must stay vigilant and protect their login credentials. As technology continues to evolve, Union Bank of India remains committed to providing seamless and secure digital banking solutions, ensuring that customers can easily manage their finances confidently in the digital age.
