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4 Best Ways to Check Your Credit Score Easily

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Identity theft is increasingly common, especially when people place an increasing amount of personal and tax information on the internet. Spoofing is considered the most common way to describe this, but the most appropriate term would be identity theft or identity fraud.

There are many ways in which a thief can get your information online, so sometimes it can be difficult to find these criminals. The bad news is that with an increasing amount of personal information available to an experienced identity thief, it shows little sign of slowing down. The good news is that identity fraud is now a federal crime with harsh penalties for those who commit these crimes.

Common Ways of Preventing Identity Theft

Preventing identity theft from happening in the first place is the best way to take care of it. There are many ways to protect yourself against identity theft. Many different programs can help you protect yourself against identity theft. All these programs include several functions and work in different ways. The programs will have supervision of the database as well as monitoring of the credit score and monitor where it places its information. There are also many different steps you can take to protect yourself from identity theft. Whenever you are asked for information on the web, stop and make sure that the place where you enter this information is reliable and is authorized to receive this information.

1) Check Your Credit Score Every Year, If not More often.

Most victims of identity theft do not realize they have been victimized for up to 14 months after the crime. Meanwhile, the damage is done, and you’ll spend a lot of time and money trying to fix it. For instance, say a thief comes and steals your information and applies for new credit, if they spend to the limit and never pay it off, your score could decrease 10 or 20 points. So if you have a 650 score one day and notice it drop to 630 the next, you know something is up.

2) Keep Your Social Security Number Private.

Do not print it on your checks or driver’s license. Do not share it with anyone, including merchants, unless they can provide an excellent reason to have it. Once someone has their social security number, they have the key to unlock their identity and use it fraudulently.

3) Shred offers Pre-Approved Credit Cards that You Receive by Mail.

Do the same for all receipts that contain account numbers or your social security number. Identity thieves are not afraid to dive to obtain your personal information.

4) Buying Identity theft Insurance Plans is an Excellent Way to Stay Protected Too.

It’s something you need, no matter who you are. This will be a very aggravating and complicated process if you have an experience with an identity thief. It can be challenging to get an insurance company to work with you as of that moment. However, if you have insurance against identity theft, it will be much more comfortable, and your finances and personal information will be recovered in a short time.

Conclusion

Identity theft has become the fastest growing crime because it is the most common crime. Take these precautions now you can avoid becoming another statistic in the fight against identity theft. The truth is that something you should keep in mind is to protect yourself against identity theft. Identity theft can happen to anyone at any time, even if you pay attention to their information.

 

 

 

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About FinanceGAB

Ajeet Sharma is a financial blogger and I am blogging since 2017. Financegab is a personal blog dedicated to personal finance. The main aim of this blog to help people to make well-informed financial decisions.
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