There are times when you could use some extra cash, to buy something of your desire or to spoil yourself on the weekend. And there are moments when you desperately need to have a little extra money available for current expenses. In both cases, you need to come up with quick solutions to get the money you need for bills or debts. In this context, having some reliable sources of money on hand is essential to make it to the end of the month.
You can’t keep borrowing money from your friends and family. And your credit score is already letting you down as it is, so you can’t rely on your credit card either. So, where to get cash from fast and without putting yourself at risk?
Here are five easy ways to get money on the fly when you’re in need.
Look for Quick Online Jobs
If you already have too much on your plate with a full-time job and maybe some extra hours, an online job may seem like mission impossible. Yet, if you find the time to research the market, you could find yourself a regular source of extra income.
All you need is a PayPal account and an internet connection. You’re not going to buy yourself a new car with these online jobs, but they’re good enough when you need some extra money.
And you can work right from your smartphone. Here are some apps you can use to find easy online jobs:
- Easyshift – it’s a free iOS and Android app that connects you with a wide range of simple tasks, that can bring you between $2 and $20, depending on the job. Payments are sent 48 hours upon approval.
- Field Agent – download the app, register and start looking for tasks in your area. Generally, you can get between $3 and $12 for an online task.
- Rewardable – an easy to use app that allows you to earn money or gift cards for answering surveys and watching videos.
Or, you can try some popular websites:
- Ver-A-Fast – this website is looking for agents who can conduct telephone surveys. You need to work minimum 15 hours a week.
- Triple Curve – it’s a website for people who can write for others. It pays between $8 and $15 for an article.
- Call Center QA – they need telephone mystery shopper that work from home. You can receive up to $10 for every successful call you make.
And these are just the tip of the iceberg. There’s plenty of apps and websites on the internet where you can get money for simple tasks.
Organize a Yard Sale
A yard sale is a good method to get rid of old things and get some money on the fly. To get the most out of your event, you need to plan ahead and organize. First, check if you need a permit from the local authorities and get one if necessary.
Then, select the products you’re planning to sell. Visit similar events or look online to see what item sell better and how high you can set prices without taking the risk of losing customers. Make sure each item has the price tag attached to it, to avoid errors on the day of the event.
Set the yard/ garage sale for the first weekend of the month – people with fix income tend to spend more in this specific period.
Or Sell Your CDs, Books, and Movies Online
If organizing a sale is too much effort, you can try to make some money (and space in your house) by selling online some of your old books, movies, and music. Those things you’ve been keeping around since you were in high school, just in case.
There’s plenty of websites where you can sell your old books and movies – even Amazon has its own corner for trading. Some of these platforms allow you to sell your old smartphone gadgets, as well. Generally, websites release payment in about two weeks after you’ve sold the item.
Get a Payday Loan
If you need money fast and you can’t afford to wait after customers or online tasks, you can always take out a payday loan. Generally, you can get the money fast (within minutes, if you do it online) and with no need for filling out tons of documents.
If you don’t know how to get cash advance, calculate how much you need to pay your debts and find a payday lender. Just make sure you do your homework before signing a contract. Read all the term and conditions to understand how high interests and fees are. If you have doubts, ask the lender about the due date and about how much money you’ll need to pay off the debt.
Participate in a Clinical Trial
It sounds desperate, but it’s not all about money in this issue. Besides getting the extra cash you’re looking for, you have the chance to do your part in discovering new ways to improve life. When you participate in a clinical trial, you help scientists with their work.
Sometimes, healthy people are needed for clinical trials. You can learn more about available projects on ClinicalTrialsdotgov. Being part of such research can have benefits for your health. Yet, it’s also risky, so discuss your decision with your doctor before applying.
Think Outside the Box
There you have it. Some of these ways to make money may not work best for you. As you keep searching – you are bound to find the perfect fit. You can even make up to $22 an hour just to teach online from home. Don’t spend years repairing your credit. Make enough money now so that you can live comfortably.