financial planning

6 Facts Proving Financial Planning Is Not Just for Rich People

Many people are under the misconception that they need to accumulate a certain amount of wealth before they can start thinking about investing their money. But, this is far from the truth.

why life insurance

When Should You Have Life Insurance?

Life insurance policy is something that is incredibly vital for every human being existing – be it at birth or when they are well into their life. There are several sources where

fixed deposits

What is Fixed Deposit? A Guide for Fixed Deposit Schemes

It is a financial instrument offered by banks or NBFCs which provide investors a high rate of interest than a regular savings account till a given or decided maturity date. You may

planning for life insurance

Who’s Planning to Buy Life Insurance? Best Things to Know While Buying any Policy

A life insurance is a policy that is provided by insurance providers like Bajaj Allianz or Life Insurance Corporation of India. This policy will provide its holder with a lump sum at

Category Archives: Loan & Credit Cards

How Do Valuations Work With Owner Builder Loans?

builder loan

One of the key pieces of information Banks and Financial Institutions use to assess loans is the End Market Value which, as the name suggests is the value of the property once the renovation or build is completed. When valuing a standard construction home loan contract the sums are easy. Add the value of the property to the value of the land.

A Business Loan is crucial to your business. Learn Why!

business loan

“A Rolling Stone gathers no moss”. If you’ve heard of this phrase, you know that progress is only achieved if one can continue to grow and innovate. Every businessman knows that stagnation of profits is a death-knell for his business. In this competitive world, a businessman must always keep innovating and focusing on growth. One must constantly seek to increase sales and expand operations.

Loan 101 : Important Questions to Ask Your Moneylender


Getting a loan is one of the easiest ways to fund whatever it is you need. There are a lot of money lenders now a day, each with their own “specialization.” A word of caution, however, is to make sure that you only borrow from licensed money lenders and undergo a strict scrutiny of their different loan programs.



Top 5 Options for Small Business Startup Loans

small business loan

A major challenge for any small business startup face is the means to obtain the capital sufficient to support and help them in their initial growth. To turn up the metaphorical or physical tag “ready for business” you will surely need to have access to more money in the form of small business startup loans.

Home Loan EMI Calculator: How You Can Benefit from It

EMI calculator

We use a calculator to keep track of even our daily expenses. So, why overwork your brain to calculate the equated monthly installments (EMIs) before taking a Home Loan? You can find several Home Loan EMI calculators online. Let them do the work for you. All you need to do is to key in the loan amount, the loan duration and the interest rate.


Advantages and Disadvantages of Debt Consolidation Loans

debt consolidation loan

Debt consolidation is something that people come to consider when and if they find themselves dealing with the burden of debt. As you may know, debt consolidation means using loans to pay off liabilities and consumer debts. What this does is that it combines several debts

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